Supplies:
NEW 5x5 Mothers Layered Template Album No. 1 https://www.oscraps.com/shop/5-X-5-Mothers-Layered-Template-Album-No.-1.html
ArtPlay Palette Sashay https://www.oscraps.com/shop/ArtPlay-Palette-Sashay.html
MMDocuments No. 4 https://www.oscraps.com/shop/MultiMedia-Documents-No.-4.html

I opened Template No. 4 and saved as a new document (to preserve the original).
Palette solid paper 3 was placed and clipped to the photo mask, and the overlay was clipped to the paper.
Palette frame psd file was drug onto the left side and my photo resized and clipped to the frame mask, beneath the color overlay, which was clipped to the photo.
MMDocuments 4_2 bouquet was placed over the frame.
Urbanthreaz 1_10 was moved onto the photo frame.

TFL and comments
Bev