ArtPlay Palette Moira https://www.oscraps.com/shop/ArtPlay-Palette-Moira.html
Outdoors WordART Mix No. 1 https://www.oscraps.com/shop/Outdoors-WordART-Mix-No.-1.html
UrbanStitchez Frames No. 2 https://www.oscraps.com/shop/UrbanStitchez-Frames-No.-2.html
Splatters No. 4 https://www.oscraps.com/shop/Splatters-No.-4.html On Sale
ArtsyKardz Moira MultiPack No. 1 On Sale https://www.oscraps.com/shop/ArtsyKardz-Moira-MultiPack-No.-1.html
ArtsyTransfers Moira https://www.oscraps.com/shop/ArtsyTransfers-Moira.html On Sale

I have always ignored the artsy kardz because I had no idea how to use them. But Anna Aspnes has some wonderful suggestion. https://www.annaaspnesdesigns.com/guidance-for-using-artsykardz/
I went out to shoot some photos and the light was beautiful, the water so still. Glad to have some new products to show off my photos.

I put Solid paper 4 on the background.

I added Artsy Kardz 2 to the page. Then grouped the layers. next I moved my photo on to the page and copied it 3 times. I moved each copy of the photo above each of the 4 lowest layers of the kardz and used the clipping mask function. I turned the group into a smart object.

The frame was moved onto the page was rotated to be a landscape. With the kardz as a smart object I could use the clipping mask function to clip it to the photo mask. I used a solid color adjustment layer above the frame to make the frame blue clipping the adjustment layer to the frame.

I added Artsy Transfer 4 under the frame and on the right edge. I colored a couple of layers with the same color as the lighter trees and adjusted blend modes. I needed the transfer to match the photo colors. Spatter Brush 12 was used over the transfer. I experimented with several brushes but thought this one gave the page some motion.

Artsy Transfer 3 was added to the lower left hand corner. I recolored one of the top layers blue. I used color burn on that layer. I thought this gave the transfer more of a water color. I used splatter brush 3 under the transfer and it showed up through the transfer. I placed UrbanStitchezFrame2.7 over the transfer. This frame was portrait position which is opposite of the frame over the kardz.

Lastly I add a Outdoor word art phrase for the title.