Watercolor Template Album No. 8, page 8 **new and on sale** https://www.oscraps.com/shop/WaterColor-Template-Album-No.-8.html

Background papers,alpha, transfers/overlays: Seafoam Artplay Palette, part of the At the Beach value pack https://www.oscraps.com/shop/At-The-Beach-ValuePack-No.-1.html
12x12 Page Fotoblendz 9 https://www.oscraps.com/shop/12-X-12-Page-FotoBlendz-No.-9.html
Deer, banner: Meadow Artplay Palette https://www.oscraps.com/shop/ArtPlay-Palette-Meadow.html

Photoshop Elements 14

I love templates because you clip in your photos, add a background, recolor a few stain or paint layers, and embellish. In this case I also added a Page Fotoblendz to accommodate a second background paper and a few transfers/overlays to jazz things up.