Great time playing with the tutorial by Viv. Step by step is right up my alley. I use PSE, so I didn't have "vibrance" choice, so I added a Hue/saturation layer and increase the saturation a bit. Otherwise, was easy to follow.
ArtPlay Palette Scenic Transfers
ArtPlay Palette Summery & Studious papers
Anna Aspnes Word Art Autum word mix 2
Anna Aspnes Fotoblendz Overlays 6_1,2,3 & 7_5,4, & Flock FotoBlendz1_1
Tutorial by Viv Halliwell "The Best Watercolor Painting Effect"