Credits:
ArtPlay Palette Surfs Up by Anna Aspnes https://www.oscraps.com/shop/ArtPlay-Palette-Surf-s-Up.html
Beach WordART Mix No 3 by Anna Aspnes https://www.oscraps.com/shop/BeachWordART-Mix-No.-3.html

Process: I started with an artsy paper from ArtPlay Palette Surfs Up and set it as the background. I added the photo and adjusted the size and place of it with brushes on an inverted mask. I also added adjustment layers for Hue/Saturation to match the background. I placed gold pieces and duplicated them. I changed the blending modes for the copies to Color Burn. Then I placed some brushes which were recolored into a yellow and blue tone. I placed a transfer on the top of the page, duplicated it and the copy got the blending mode Color Burn. I added a mask on these layers and decreased the opacity just over the photo. My photo was still to dark and a transfer set to blending mode Soft Light was placed on the top of all layers and it solve the light problem. I finished the page with embellishments from ArtPlay Palette Surfs Up and the beads, wordtransfer and the word Sea from Beach WordART Mix No 3.