Credits:
Moderation Add-on by Taylormade Designs http://www.oscraps.com/shop/in-moderation-ADD-ON.html
Artsy Template DuoPack No.7 by Anna Aspnes http://www.oscraps.com/shop/Artsy-Template-DuoPack-No.-7.html
I rotated the template to use horizontal photos. Then disabled some of the layers, clipped the colorful papers on some of the transfers and finally added a few embellishments.
Font is Break