By the river proposal ....
rain and love, what else do you need?

Using Anna Aspnes Artplay Palette Among Friends.
http://www.oscraps.com/shop/product.php?productid=10008200
Anna Aspnes Artplay palette Spring Due.
http://www.oscraps.com/shop/product.php?productid=47304&page=1
Anna Aspnes Word Art Love
http://www.oscraps.com/shop/product.php?productid=46460&cat=397&page=1
Anna Aspnes Border Overlay Viaggio
http://www.oscraps.com/shop/product.php?productid=10008073&cat=383&page=1

Detailed Tutorial
My tutorial on Composite Series Part 3 of 6 - Reflections and Ripple Effects in Anna's Blog***
http://annaaspnes.typepad.com/anna/2014/05/artsy-composite-techniques-part-3-of-6.html


I have used a focal image and treated the image with various filter effects.
I created a reflection and a ripple effect in the water.
I treated once again the focal image and the reflection with filters.
I used a background papers from the AP Spring Due and Among Friends,
and treated one of them with a gradient map adjustment layer changing the colors to achieve a great contrast with the main focal image.
Treated the word art "Love" with a text style.
I finished the composition with a border overlay Viaggio.