My sweet Julia...

ABOUT THE CREATING PROCESS
started with 2 solid backgrounds: the upper paper resized and added Drop Shadow to it --- placed the photo and duplicated it: the bottom photo layer was edited with PostworkShop 3, then added a Layer Mask to it and painted it with black brushes --- placed a WaterColor FotoBlendz between the 2 photo layers and clipped the upper photo to it (it was the original photo - you can see the original photo on her face) --- placed a transfer under the photo layers and added a Layer Mask to it (hidden the areas of the photo) --- placed a WordART and added a white Stroke to it, then rasterized the layer style - after it added a Drop Shadow style to it --- finally added a MultiMedia Banner to the page

credits:

ArtPlay Palette Revel http://www.oscraps.com/shop/product.php?productid=10009703&cat=383&page=1
Celebrate WordART No. 2 http://www.oscraps.com/shop/product.php?productid=10009700&cat=383&page=1
MultiMedia Banners No. 1 http://www.oscraps.com/shop/product.php?productid=10009702&cat=383&page=1
from AnnaRelease 15 August 2014 http://www.oscraps.com/shop/product.php?productid=10009712&cat=383&page=1

also used:
WaterColor FotoBlendz No. 3 http://www.oscraps.com/shop/product.php?productid=10008448&page=1

all from Anna Aspnes Designs http://www.oscraps.com/shop/home.php?cat=383

Thanks for looking!
Eszter