Anna Aspnes:
FotoBlendz Layered Template No. 8 **On Sale** - http://www.oscraps.com/shop/product.php?productid=27371&page=8
FallART Papier Prints No. 3 **On Sale** - https://www.oscraps.com/shop/product.php?productid=28361
Autumn WordART No. 1 **On Sale** - https://www.oscraps.com/shop/product.php?productid=27197
RoughlyEdged Tool Set No. 1 **On Sale** - http://www.oscraps.com/shop/product.php?productid=27946&cat=404&page=2
ArtPlay Palette Autumnal No 2 (leaf & tape) - http://www.oscraps.com/shop/product.php?productid=28663&page=1
ArtPlay Palette Hello Autumn (brad) - http://www.oscraps.com/shop/product.php?productid=44987&page=1
ArtPlay Palette Time (button) - http://www.oscraps.com/shop/product.php?productid=45089&page=1
ArtPlay Palette Ocean Cove (button) - http://www.oscraps.com/shop/product.php?productid=43872&page=1
JazzedUp LoopDaLoop No. 2 - http://www.oscraps.com/shop/product.php?productid=33022&page=1
UrbanThreadz No 1 - http://www.oscraps.com/shop/product.php?productid=44821&page=1

Process:
Started with an FotoBlendz Layered Template No. 8
Hid All Layers except clipping mask
Placed FallART Papier as Background
Placed my photo and clipped to the mask
Placed Autumn WordART and clipped with a FallART Papier, added a stroke style & shadow
Finished with JazzedUp LoopDaLoop, UrbanThreadz and elements