For the creative techniques challenge.

For the clipping mask, I've used so many different brushes and stuff, but these must be mentioned:
Splatter from Nina's Read & Relax kit.
Paint by Sue Cummings. Text in Jane Austen.

Word art by Sue Cummings (Otono) and leaves by Kitty design (Otono).
Font for journaling is Geometr321 Lt.