ArtPlay Palette Winter Wonderland by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=45770&page=1
ScriptTease Christmas No. 2 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=32244&page=1
Scratched No. 2 Overlays by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=28010&page=1
LoopDaLoop Dotted No. 2 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=27856&page=1
EnRoute Sampler by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=33702&page=1
Photo by Petr Kratochvil - www.publicdomainpictures.net

Process
Background is paper from APP Winter Wonderland. I placed photo with blending mode Luminosity. Then I added elements and transfer from APP Winter Wonderland, ScriptTease Christmas No. 2, LoopDaLoop Dotted No. 2, CoolGlows from EnRoute Sampler and Scratched No. 2 Overlays.