ArtPlay Palette Flourish by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10009545&cat=298&page=1
WaterColor FotoBlendz No. 5 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10009544&cat=298&page=1
Flourish WordART No. 1 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10009525&cat=298&page=1
ArtsyKardz Flourish MultiPack by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10009583&cat=383&page=1
UrbanStitchez Frames No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=10009407&page=1
Stained Edge Overlays No. 2 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=10009243&page=1
MultiMedia Bursts No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=10009336&page=1
UrbanThreadz No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=44821&page=1
MultiMedia Documents No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=45478&page=1
Lifes Little WordTransfers No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=33612&page=1
MultiMedia FlutterBys No. 3 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=43553&page=1
Photo by Olga Akhmadieva - www.aholka.livejournal.com
used with permission

Process
I started with ArtsyKardz Flourish. Photo I clipped to WaterColor FotoBlendz.
Added transfers, overlays, stains, textures and artstrokes from various ArtsyKardz.
Placed WordArt, Stitchez, MultiMedia Bursts, MultiMedia Documents, MultiMedia FlutterBys, WordTransfers, elements from APP Flourish (gave them a shadow) and Stained Edge Overlays (recolored).