A slightly different approach to the Secnic Template here - Page 4 resized on the right side of the page. Clipped photo to Fotomask and both Frame Masks, then another copy of the photo, reverse masked and Cher brushed in over the frames.
On the left I finally used the MM Related Frames for a couple more photos of Cher (I took care of her for almost a week while the family was away).
Photo of me walking her (with lots of shadows) in Overlay Mode.
Then another photo oz Oz and Sam in SF in Overlay mode (2 copies).
I've been studying shadows as part of the Mastering Drop Shadows class.