The basis of the painting for this layout was created in the AI Art MidJourney app using prompt, “Tropical sea with sand and palm trees in an oil painting style”.

I clipped the picture to the MultiMedia Frames No 3 #4 fotoblendz which I modified with brushes. I did not use the frame, but I did use the other elements.
The background is ArtPlay Palette Swell Artsy Paper #4, color was modified with Color Lookup.
I added Swell ArtsyTransfers #4 under the picture layers and several Swell ArtsyTransfers with ArtPlay Palette Swell transfers and overlays, over the top of my picture layers.
I used the Oasis No 2 brushes to extend my picture and add the two lounge chairs. I turned one palm tree brush and the two lounge chairs into stickers, using the technique Anna taught in her Jan23 aAConnect class.
I used SeaSprinklez No 3 #4, Beach WordART Mix No 1 Wood Word to form the Title Cluster.
The MultiMedia MagicSprinklez No 4 #3 and SeaSprinklez No 3 #1 for the sand cluster. I added the Beach WordART Mix No 1 Underlined Words #3 to the left.