The Anna Lift Challenge 12.09.22 - 12.30.22 was my inspiration for a seasonal layout.

I used ArtPlay Palette Frolic Solid Paper #5 as the background.
I placed the 6X6 ArtsyKardz Frolic_2 and then a 4X3 ArtsyKardz Frolic_1 toward the top of the 6x6 to extend the size slightly.
I used 2 of the frames from the Frolic Artsy Layered Template and clipped the background paper to the frames, with the photo, jorien-loman-jeFgM8HWPtw from Unsplash, clipped to both photo masks.
Creating the vertical and horizontal paint lines, I added free paint elements, studio-basic-designs_whitechristmas_mixedm01 and mixedm02, from SweetShoppe Advent 2022.
I added numerous ArtPlay Palette Frolic transfers, overlays and splatters to fill in areas of the canvas.
For the cluster, I used MultiMedia Branches No 12 #3 with MagicSprinklez No 1 #3.
The word art is
Holiday WordART Clusters No 1 #2.