1. AppWonderful http://www.oscraps.com/shop/product.php?productid=47649&cat=387&page=1
2.Multimedia Branches 3 http://www.oscraps.com/shop/product.php?productid=47302&page=1
3. Wordart Generation Scripted http://www.oscraps.com/shop/product.php?productid=10008689&page=1
4. WaterColorTemplate album 1 A http://www.oscraps.com/shop/product.php?productid=10009165&cat=402&page=1
5. 10 comments see forum post

I rotated 1 frame from the template to suit my photo. Then merged 2 background papers and deleted some of it.
I placed the platinum paint and fiddled with the saturation;the colour of one of the photos was changed as well.
I put some transfers on , rubbing part of them out . The multimedia branch was partly copied, cut and cloned.
Last I placed the word art en did the journaling.