I am enjoying this challenge

Starting with Anna Aspnes Mini ArtPlay 4 You, plus 4 additional ArtPlay Palettes:
APP Oasis http://www.oscraps.com/shop/ArtPlay-Palette-Oasis.html
APP H2O http://www.oscraps.com/shop/ArtPlay-Palette-H2O.html
APP Beach http://www.oscraps.com/shop/ArtPlay-Palette-Beach.html
APP Escape http://www.oscraps.com/shop/ArtPlay-Palette-Escape.html

To keep it simple, I limited myself to 4 elements:
'summer' word art (App Oasis)
'beach brush' (APP Beach)
frame (APP 4You)
charm (APP Escape)